OUR PHILOSOPHY
Ensure Continuity in Education
The Green School Fees Loan is designed to support families in meeting education expenses without disrupting their financial stability. It provides a structured solution to address short-term liquidity gaps, ensuring that learners remain in school without interruption.
By enabling clients to meet school fee obligations on time, EcoGreen helps avoid distress financial decisions such as premature sale of produce or diversion of business capital.
To promote accountability and financial discipline, all fees are disbursed directly to the respective educational institutions.
How it works
Clients build a green security fund through green savings or green investments with EcoGreen Investment SACCO. Based on this, EcoGreen advances green financing equivalent to the required school fees, which is repaid in structured installments.
This model supports both access to education and a culture of disciplined saving.
This model supports both access to education and a culture of disciplined saving.
Who is it for?
Key Features
- Direct disbursement to schools
- Structured and affordable repayment terms
- Encourages savings-based financial planning
- Earn 50% monthly return on members loan interest paid back to his savings account
Requirements
- Minimum 5 shares in EcoGreen Investment SACCO
- Green Savings or investment equivalent to the school fees requirement or demonstrated savings consistency over at least 6 months
- Active SACCO membership
Loan Terms
- Interest rate: 1% per month
- Repayment period aligned to school term (typically up to 3 months)
- Flexible repayment options: daily, weekly, monthly, quarter and seasonal
- Self-guaranteed through savings, with guarantors required where applicable
Value Proposition
- Supports uninterrupted education
- Preserves household and business cashflow
- Promotes long-term financial discipline
